Knowledge and Financial Management in Households: An Examination of Married Women’s Perspectives in Chadbourn, North Carolina

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Al Surikhi, Hmoud Fanash
Family, Life Course, and Society; Sociology of Culture
thesis / dissertation description
This paper attempts to explore women’s perceptions about married women’s involvement in household financial decision-making in Chadbourn, North Carolina. The purpose of this research paper is to acquire knowledge and insights about women’s role in their families, in particular the husband-wife relationship with respect to financial decisions within households. Since the research’s purpose is to examine the relationship between women’s knowledge represented by level of education, and what role knowledge plays in the financial decision process in households, I have chosen interviewees with different levels of education.During the interviews, women spoke honestly about their situations and what challenges they were facing. Also, they spoke about gender roles under extreme poverty, and lack of jobs opportunities in the town where they live in. Most importantly, they expressed their perspectives about financial management in their families and what role level of education played in financial decision-making process. Most of the women had a significant role in controlling money in their families. The participants were specifically asked about their degree of involvement in financial decision-making for the household. Women’s involvement in household finances was found to be significantly positively related to their level of education.I wish to contribute towards a clearer understanding of the relationship between women’s level of education and their involvement in financial decision-making. The research ends with some recommendations from women’s voices from a poor town in North Carolina.