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SSRN
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Medicaid and Financial Health

SSRN, ISSN: 1556-5068
2017
  • 2
    Citations
  • 1,591
    Usage
  • 61
    Captures
  • 1
    Mentions
  • 0
    Social Media
Metric Options:   Counts1 Year3 Year

Metrics Details

  • Citations
    2
    • Citation Indexes
      1
    • Policy Citations
      1
      • Policy Citation
        1
  • Usage
    1,591
    • Abstract Views
      1,433
    • Downloads
      158
  • Captures
    61
  • Mentions
    1
    • News Mentions
      1
      • News
        1
  • Ratings
    • Download Rank
      375,769

Most Recent News

Closing the Medicaid Coverage Gap Would Save 7,000 Lives Each Year

To date, 38 states and Washington, D.C., have fully implemented the Affordable Care Act’s (ACA) Medicaid expansion, resulting in an increase of 13 million adults

Article Description

This paper investigates the effects of the Medicaid expansion provision of the Affordable Care Act (ACA) on households' financial health. Our findings indicate that, in addition to reducing the incidence of unpaid medical bills, the reform provided substantial indirect financial benefits to households. Using a nationally representative panel of 5 million credit records, we find that the expansion reduced unpaid medical bills sent to collection by $3.4 billion in its first two years, prevented new delinquencies, and improved credit scores. Using data on credit offers and pricing, we document that improvements in households' financial health led to better terms for available credit valued at $250 million per year. We calculated that the financial benefits of Medicaid double when considering these indirect benefits in addition to the direct reduction in out-of-pocket expenditures.

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